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Documents Needed to Process Your Mortgage
  • 2 current pay-stubs.
  • Last 2 year’s W-2’s.
  • Last 2 month’s bank statements (all accounts: checking and savings) all pages.
  • Home Owner's Insurance documentation and/or HOA documentation.
  • Real Estate Agent's name & phone number (if applicable).
  • Any and all leases against owned rental property.
  • 1 current statement from all asset accounts (Mutual funds, stocks, IRA’s, 401K’s).
  • For renters: landlord information for past 2 years (if a renter wanting to purchase, or less than 2 years at current residence) Name, Address & phone number (will require one years cancelled checks of money order stubs).
  • If refinancing, current mortgage statement and/or copy from 1st and/or 2nd coupon book.
  • If divorced, a copy of the final divorce decree.
  • If bankrupt in the past, a copy of bankruptcy papers.
  • If resident alien, a copy of your green card.
  • If self-employed, last 2 year’s tax returns (Personal & Business, must be signed and dated) and current profit & loss statement.
If you have everything you need, APPLY NOW!
 
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